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Mark Webber created this Ning Network.

Trees have value in so many ways!  

Consider this good landscaping can boost the market value of a property from 5% to as much as 20%. Trees are therefore tangible assets. Some homeowners have added comprehensive coverage riders to their home insurance policies to cover at least limited storm losses to shade and ornamental trees.

Beyond this protection, the IRS may permit an income tax deduction to those who can show they incurred a loss in excess of 10% of adjusted gross income due to a severe storm during the tax year. In all cases, claims must be supported by credible figures.

Providing those credible figures can be confounding, especially if informed and universally accepted guidelines are lacking. Evaluation must take into account tree species and size, along with tree health prior to the storm, landscape value of the tree in relation to the buildings and other components of the overall landscape, the extent of damage to the tree, and the cost of restoration both to a particular tree and to the overall landscape. The guidelines agreed to by the five associations take all of these factors into consideration.

Owners should take photographs of their landscapes every two or three years to substantiate tree number, size, condition, and appearance in case something does happen. If tree loss does occur, photographs should be taken and, if possible, the tree should be appraised before it is removed.

Having a Certified Arborist inspect and provide written reports on the health and condition of your trees provides the documentation of your trees and they value they provide.

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